Saturday, September 11, 2010

Savings for New Moms

As new mom of an 8 week old baby, I know how pricey things can be. If you're able to breastfeed, that's the ideal nutrition for your baby and a real saver on your pocket-book, but it's not always possible.

There are savings out there for moms who use formula, so be sure to take advantage of that if you can. A few websites out there where you can sign up for samples of formulas and coupons are:

Strong Moms (Similac)
Enfamil
Gerber Good Start

You can sign up at any one (or even all if you choose) of these websites for free gifts, coupons and samples. So be sure to take advantage!

Another great program out there to help you save on diapers is Amazon Mom. This is a new program that gives you savings of 30% on diapers. You get 3 free months of Amazon Prime Shipping when you sign up, plus earn an extra month free for every $25 you spend in the baby store.



So what are you waiting for? Go start saving! :)

If You're "HAMP-Y" and You Know It, Clap Your Hands!!!

We finally did it! We got our modification. It took nearly a year and a half since we first applied, but it's a done deal. We got the signed papers back from the bank last week and the new statement came in the mail with our lowered payment.

A Bank of America service agent told me that they've also put in the order to fix our credit, so that it will show that we've been current (this should be a big boost to our credit scores, which took a big hit when they wrongly reported us as delinquent during our year-long "trial" period).

It's been a long drawn out process, but I'm so happy that we saw it through to the end. I'm sleeping much better at night now. I know my prayers have been heard and I'm so thankful for how this has turned out.

I'd like to caution any of you out there who are trying to modify your mortgages, to watch out for the scammers out there. I know of people in our neighborhood, as well as family members of friends, who have gone to and paid outside sources to help them save their homes, only to watch their homes go into foreclosure when they've been told by the company they hired that everything was fine. Please make sure you check with the Better Business Bureau before paying ANYONE to help you.

Help is out there. You can do it on your own, as we did; or there are companies that can help you for free. For more information on this process, you can read about our experiences and all we've found out here.

God Bless!