Tonight is our pizza and movie night. We make our own pizzas to save on money and rent a movie from Redbox. Just in time to save us money, Inside Redbox sent out some working codes for today. I tried the one they said was working for all locations (for now) at Walgreens and it went through with no troubles. I'm saving the one they gave for McDonald's (set to be good until June 30--hopefully) for next week.

If you haven't done so already, you should check out Inside Redbox and subscribe. You've got nothing to lose and plenty of free movie rentals to gain!

I did do a no-no when I couldn't find a known family friendly movie we all wanted to see and just picked a movie off the full listing that I hoped wouldn't be too bad. I went to PluggedIn Online (where I can get a detailed breakdown of what's in a movie to help decide whether or not it's okay for kids) and found that the one I randomly picked was not one that I'd even want my almost 12 year old son to watch. So we'll have to find something else for them to watch tonight. Haha! That'll teach me!

If ever you have a question about a movie's content, definitely check that site out (for DVDs or movies in theatre). It gives a very comprehensive breakdown for even the most discerning of parents/viewers. Keep in mind though that you will be reading spoilers for whatever movie you're looking up.

Anyway, I wish you all a great weekend!

A Little of Everything!

I haven't called this The Juggling Homemaker for nothing! It's always a juggling act here, trying to keep so many different things going at the same time. My mom is out of the hospital, but still having some struggles, so I've been trying to do what I can there, though it's not as much as she (or I, for that matter) would like. It's hard when you have your own family to take care of to do much of anything else.

We're still working on our yard and went and got more compost from Wasatch Integrated Waste Management at $25/truckload--not too shabby! :) We also got some of their medium sized bark at $10/truckload for our flower beds (okay, I'll be honest and call them weed beds--but we're working on it). We're going to whack the weeds down, put down another layer of weed barrier (better stuff, this time) and throw the bark down on top of that. Take that weeds!!! Haha! It was back-breaking labor to unload those loads from the back of the pick-up. Believe me, I'm feeling it today!

We could have saved on the back pain and had someone else come out and deliver that stuff for us, but financially that just wasn't feasible. We had to cut some things out of our budget to do it the way we did. But in reality, it will help if we end up having to sell, since it will add some curb appeal to not have massive weed jungles on all sides. It's impossible for me to keep up with it all! Hopefully it won't come to that, though. And to be honest, it probably wouldn't sell for what we'd need anyway....ah well...moving on!

We had optimistically got a movie from Redbox to watch last night. We didn't get to watch it because the work took longer than we thought. We didn't even get to staining the playset! So I'll more than likely have to pay for another night.

Yesterday was the last free weekly Monday they're doing, too. Yeah, I know, it sucks. I wish they would continue doing it weekly, as I only recently started taking advantage of it, but they're not giving us as good a deal anymore. However, they are going to start doing free monthly Monday starting next month, for over the summer. We'll be taking advantage of that. For more information you can go to Inside Redbox.

As for our HASP application, we're still waiting to hear. The waiting period keeps getting longer, as more people are learning about (good!) the program and applying for it. They said it could be anywhere from now to another three weeks before we hear. So far we're still scraping by.

I've learned this will all come down what they call the Net Present Value Analysis. That's where, after reviewing all the information they have for your application, the market, and your property, they decide if the mortgage investor would make more money on a loan modification or a foreclosure. They also weigh the risks of your situation in their decision. Hopefully, between the down market and the incentives the government is offering them, our situation will look more profitable for a modification. I found an online explanation that explains this better, if you're interested.

Anyway, we're plugging along. Overall, I'd say I have more to be thankful for than to complain about. I just have to remember that on the bad days ;)

Free Chicken Dinner From KFC

Here's yet another reason to love Oprah. She's got a coupon for a free meal at Kentucky Fried Chicken on her website! It's for the two piece grilled chicken, two individual sides and a biscuit. Not too shabby, eh?

This is a limited time download and is only available from 9 a.m. CDT on May 5, 2009, to 9:59 p.m. CDT on May 6, 2009. So hurry! The good thing is that you don't have to rush quite as fast to redeem the coupon once you've got it. The coupon is redeemable at participating KFC® locations in the United States from May 5, 2009 to May 19, 2009. The only catch for this time period is that it's not redeemable on Mother's Day, May 10, 2009. It's one offer per person and can be found by visiting Oprah's site here.

I've already printed out mine! Yummy!

Want Some Freebies?

While doing some of my internet research, I found out about a way to get free stuff than I didn't know before. See? You really do learn something new all the time! Did you know that Walmart has their very own free samples, trials and savings site? They do, though the good ones go fast, and their offerings are constantly changing, so you might want to bookmark it and check back frequently.

I went there today and ordered the Crest Whitestrips Sample. Who doesn't want a brighter smile? ;) Currently, they also have dog treats, Good Nights, hair care stuff and Cottonelle (plus even more). So if you don't have anything better to do and want to get something for nothing, go have a look.

If you're into finding these kinds of deals, I have them all over my site. Feel free to have a look. Happy deal hunting!

Back to Writing

I've been thinking a lot about writing lately. I do consider what I do here as writing. After all, it's article writing in a sense. But truly, my first love has always been fiction. I've been blessed with an overactive imagination. My kids have always loved it when I come up with little "what would happen if..." stories for them, but that's not really the area I most excel in--though it is a lot of fun to make up a story that puts the wicked witch of Snow White as the good guy. Haha

I've had a story in my mind for several years now. I've outlined just about the whole thing in notebooks and know what I want to do with it in my mind. I also have a very rough draft of the first 80+ pages. The problem? I'm not such a good mommy when I'm in writing mode. I'm inattentive, impatient and totally absorbed in what I'm doing in front of me (lost in the world of my creation, is a good way to put it).

I thought about, and tried to put the story on hold while raising my munchkins, but it just won't stop running through my head. It's still there, no matter how many articles I write, different subjects I research, or boo-boos I kiss.

So, what to do? I got inspiration from reading an author's (whom I'm a huge fan of) website. She's written several books all while being a mommy to three (one less than me, but who's counting? LOL). She's become hugely successful and it all started with a dream (as coincidentally did my idea). If you haven't guessed who I'm talking about, it's Stephenie Meyer.

I actually haven't visited her site before yesterday, despite discovering and devouring her twilight series last year. When I did visit it yesterday for the first time, I found the story behind her popular series very inspiring.

I went to bed last night thinking about how I too, could try to make a go of my dream. Writing has always been a passion for me, and it's an incredible release. But the fact is, my family will always come first. I don't want to be a half-decent parent. I want to be the best mother. I'd started to assume that meant I couldn't do my book. But I think I was wrong. I think I just need to do what I've been fighting against, and create a workable schedule (I hate schedules--haha). I already know I have my hubby's support, and that helps.

This definitely isn't a get rich quick scheme, though if I'm lucky, and do it right, there is the possibility of making money at it. I think I'm going to go revisit those pages of my dusty novel--perhaps while the kiddies are still abed dreaming. I usually take that time to sleep too, but I know I could get by with a bit less sleep, and feel even more fulfilled than I already do (since I get a lot from being a mom).

If you're a writer looking to improve your writing skills or get your work published, there are some great places to start out there:

Writer's Digest is a great way to get started with access to books, magazines, competitions and more.

Zoetrope is a great place to network with other writers and share work. Though it is not one-sided and you require work on your side. The site is entirely free.

WritersNet also has it's value for the writer, publisher and literary agents out there with its resources and discussion forums. Another free site!

WritersMarket is a great resource if you're wanting to know where to submit your work. You can even try it online risk free for seven days. If you buy the book, I believe they give you a promo code to access their internet resources for less.

You shouldn't have to spend a lot of money, or even any at all to make this happen though. Your local library and the internet are great places to look for information when your wallet is empty. If you do have some money to spend and want to comparison shop to get more for your money. Amazon and Ebay are good places to look.

So that's what's been on my mind today. I'm glad to have shared it with you:) Keep dreaming and make it a reality!

Have Fun with Your Family

Times are tough out there, and it's hurting most everyone's entertainment fund. But that doesn't mean that you have to sit idle, twiddling your thumbs. There are lots of fun things you can still do as a family, and many are free or cost very little.

Do you like movies? One option we've done is to buy the movies we wanted when they first came out and then watch them on movie night. If we bought them the first week they were out, they would cost $4-$5 less on sale. This is much less than it would cost for the six of us to go out to the movies.

No money in your budget for that DVD? I feel your pain. A cheaper--and sometimes free option is Redbox. You've probably seen these movie rental machines outside the grocery store, or even McDonalds. The rate is $1 per night, but I have it on good authority that you can rent free with a code on some nights--notably Monday and Wednesday. You can go to Inside Redbox and create a free account. Visit it to get the current promo code for your free movie rental. You do have to return it after the free day, or be charged $1 per day after that.

Now that the weather is warming up....well one day soon anyway (today it's pouring outside, but it's got to get sunny outside soon, right?)...It's a good idea to take your family outdoors. I found a great site today all about family fishing. Our kids love to go and don't even care if we come home empty handed because they've got their minds full of memories. The site is called Fish with your Kids and has some great information on how to make your trip fun and memorable. The cool thing about fishing is that in most states kids up to a certain age (14 in Utah) can do it for free.

I've also written an article on e-How on this topic and it gives more ideas on things you can do for fun with your family without breaking the bank. Kids don't need to go to expensive theme parks or arcades to have fun. There's so much you can do together that will strengthen your relationship, build life-long memories and entertain you all that doesn't cost much or even anything at all.

Saving with Your Newspaper Subscription

Today's blog was inspired by this morning's events. I received the renewal notice for one of our newspaper subscriptions, and cringed when I realized I have another check to write--small though it may be. Some may ask why I don't just let the newspaper subscription go, especially considering I have two of them. I'll tell you why, it's because those two subscriptions (both with the Sunday papers) save me a lot of money on groceries, and consequently, more than pay for themselves.

I'm guessing, with my Sunday and groceries clues, you know how I save money with these papers: I clip the coupons. I save money on toilet paper, granola bars, cereal, diapers, wipes, toiletries, pet food, produce, etc. I have even, on several occasions, gotten coupons for free items (ranging from salad dressing, gum, cough drops, frozen shrimp--you get the idea).

Because of this, I can justify the expense of both subscriptions, but with hubby's pay cut, money is very tight. I decided to call my subscription service (MediaOne of Utah) to test what I'd heard about most companies being willing to give existing customers the promotional rate if they call in and ask for it. Turns out, it was no myth. I got one year for the price of six months, all because I asked if they could offer me a better deal! So now my newspaper is even more valuable to me.

My green readers may be wondering what I do with all those papers after I'm done reading and clipping out of them. No worries! I take them to my children's school, put them in the recycling dumpster and they get money for the school! So it's a win-win.

So if you haven't done this already, I suggest you do. If you currently have a subscription, call to see if you can get a better rate. If you don't currently have one, get one! If you aren't clipping coupons for items you're already buying, that's the same thing as throwing away your money.

If you're not in my area, then you can find your local newspaper, or whichever paper you're looking to subscribe to online. I found a site that offers discounted newspaper subscriptions, and it's backed by the Better Business Bureau. It's called Discounted Newspapers.com.

None of these things take much time. Calling to lower your rate is easy, subscribing is even easier. Clipping coupons isn't much work either. You can get a coupon organizer for cheap, or you can even keep them in an envelope or sandwich bag (I did this for years). And Newspaper recycling sites are everywhere. You can usually find them on school grounds or even in some store parking lots. If you don't know where one is, check out Earth911.

Do what you have to and lower that budget. Saving money is always a good thing, especially in this hard economy.

Saving on Garden Needs

I can't believe how much money we're saving doing our garden this year. As I told you over a week ago, we decided to start our own seeds (and they're growing beautifully under the florescent lights we bought from Walmart). We decided we needed to condition our soil before planting this year. We have clay dirt here and while the fruit trees don't seem to mind it, the garden didn't do as well as we'd hoped it would last year, and didn't produce enough for us to do any canning.

We knew from all the calling we did last year that compost wasn't cheap if you buy it from companies that specialize in it. It runs over $100 for a truck load (and sometimes closer to $200). That's just not financially feasible for us this year with hubby's pay cut. Here are a few options we've looked into instead:

To lessen the amount we'd need, we started our own compost pile. Not only is this a money saver, but it's a great way to reduce your waste. We bought a bin from Sam's Club for about $40 and started putting our table scraps and grass clippings in it. We have such a large garden area though that the one little bin isn't going to create enough right now to cover the whole area we're planting. It's a good start though, and we're going to keep it up. For more information on doing your own composting, go to the article I found on Earth911.

Some of our neighbors got some compost from the local sewer district. Yeah, I know what many of you are thinking, I've been thinking it too. Poop dirt? Haha! Well, it's really cheap (about $7 a cubic yard) and the plants love it. It's really stinky though from what I hear and I'd make sure you wore gloves while working in it (as you should anyway whenever working in any kind of soil).

Many landfills offer compost too. It's suppose to be high quality and very cheap. We priced out two landfills in our area. The first one, Wasatch Integrated Waste Management, offers it at $25 per 1 1/2 yards. The second was Bountiful Landfill, who offers it at $30 per ton. The research I did says that a ton is about one cubic yard. So they're pretty close in price (though not as cheap as the sewer district).

If you're looking to get your compost for less money where you live, just do a search for landfills or sewer districts in your town or county and then go to their websites. Most will tell you on their sites if they sell compost. You can even call them and find out.

We've already spent far less this year in our garden supplies than we did last year, and we'll be planting so much more than we did before. If you want to learn more about what we're doing to become more self-sufficient and save money, go to my article on gardening here. You dont have to have a large space to do this.

We won't be planting until after Mother's Day (that's the rule of thumb here), but we're doing all we can to be ready before then. It's so easy and you can do it, too. It's not too late. So go ahead, save money, eat better and be one step closer to being self-sufficient, too!

Text Me Those Coupons!

This world is full of technological advances and I'm forever being surprised by what they come up with next. I'm happy to say that this newest way to utilize technology means more savings for me and you.

In our family, with the our recent pay cut, we are always looking for ways to save money. Unfortunately, this has meant we have much less--if any--discretionary, or entertainment money. That was one of the first things to go. It just made sense for us to not go out anymore (not that we did much to begin with), and to make all of our meals here at home.

There have definitely been times when I didn't feel like cooking and longed to dine out with the family instead of coming up with a meal to please six people. I actually do enjoy cooking, but there are days that just get away from me and I'm left feeling exhausted and still have to figure out dinner (or lunch if we've been away from home and doing errands all morning). I'm sure you know what I'm talking about.

We haven't gone out to eat in quite a while, because I just couldn't justify the expense when it costs so much less to make the same meal at home. For our household, we can easily drop $40 (with tip) at Wingers, and that's with the adults drinking only water. Conversely, if we were to make everyone a nice burger (we actually do those very well on the grill) and homemade french fries at home, and even splurged on a two liter of soda, we would spend maybe eight dollars--max.

Yesterday, however, I did not want to cook. It was my birthday and I wanted to take it easy. Go figure. Well, dear hubby was fine with that. He had planned, after a long day at work (trying to get 10 hours in one day to make up for the Mondays he is no longer allowed to work), to pick up some steaks at our favorite butcher shop and make me dinner. I was very much looking forward to this.

Well, he gets to the butcher shop and finds it closed. The sign on the door said it was due to the hard economy. So....that was out. He went to our second favorite place to buy steaks and found they discontinued the ones we liked, but were offering lesser quality steaks at a higher price. I told him to just forget it and come home.

Our good friends offered to get some take-out with us, but they've already done so much for us, I couldn't possibly let them do this. Though I did like the idea of eating out with them. We decided to look for coupons online for restaurants in our town and go out to eat together.

As a result of this online search, I found the coolest site! It's called Frogzog-Mobile Frugality. You go there, type in the keyword of the type of business, or thing you're looking for, then enter your zipcode. It pulls up all businesses that work through them (and there were quite a few in our little town), and tells you the offers they have. You then choose the one you want, enter your cell phone number and they text you the coupon. That's it. No spam, no cost, just an easy way to save some money with a coupon. We got $5 off our order with this service. All we did was show the coupon when we got our check and it was taken off. Easy, easy!

So while I could feel guilty for splurging, I actually feel pretty good because we I found another way to save money. They have more than just food services participating in this, so go ahead and check it out. Of course, you do have to have a cell phone with text messaging for this to work.

There was another site I found, but it's only for the state where I live. It's called Go Utah. There you can print or email the coupons you find. We would have used this service, but the coupons we wanted were actually expired, so I think they need to work on keeping it updated.

If you don't have a cell phone, or if you aren't in Utah, just try doing a search for the coupon/business your looking for, you can usually find some great deals this way.

Also, I know that if you go to Coupon Mom, you can buy gift cards for restaurants at a reduced price and get more for less when you dine out. Sounds good to me!

I'm not planning on doing more dining out now, because we still save money by cooking at home, but it's nice to know that if we do decide to splurge on special occasions, we can find some great deals and it won't break the bank.

Go for those Samples

Sorry for the delay in posts these few days. My family has a stomach bug working its way through our house. It started with the baby, then with me, and is currently working on my poor hubby. So, of course, he has no hope of trying to get his 40 hours in this week, since he already has mandatory Mondays off and had to take today off. Thank heavens we haven't touched his vacation days yet (he only has seven to begin with, now we're down to six). Fun times! I'm really hoping it will stop with him, and spare our other three children. We can hope, right?

Anyway, to the point of today's tip: how to get free samples. Today I went to check the mail and to my delight I found that General Mills had sent me a whole box of FiberOne Granola Bars. I didn't pay a cent for it, nor the bunch of coupons for $1.35 off one box. I'm to give these coupons to family and friends (no problem) and try the product for myself. The best kind of new product to try is a free one, in my opinion. It just so happens, too, that I'm already familiar with FiberOne and buy those products for our household anyway.

I am also likely to receive more products/coupons like this in the future, too. How did I get this deal? It was easy, and didn't cost a cent. I joined Pssst. This is a word of mouth networking program designed to get the word out there for new products. I'm more than willing to do that if it means I get some perks. I'm always up for some freebies, and also another way to save money on my food budget.

If you're interested in joining you can go to their website. It's entirely free and all you have to do is answer a few questions. I assume this is so they have a better idea of what kind of products you use, and how you can help them get the word out. Anyway, I say it's entirely worth my time, especially since it requires so little.

If you're interested in looking for other freebies you can go to Freebies4mom, Freeflys and Sweeties Swag. Who says you can't get something for nothing? Check it out for yourself!

I Saved Money!

In my mission to cut the bottom line of my budget by lowering my bills, I'd say: Mission Accomplished! My budget plan for my gas bill came and they lowered my payment by $14 a month. I honestly think it will end up going even lower, but I'm happy to see it go down at all.

I also called my motor club company to cancel my benefits and they said if I kept it they would cut my payment 35%, so that was a win, too. They told me if I registered on their website, they even had discount offers for companies I'm already using, so I plan to look further into that to save more money. By the way, I use Allstate Motorclub, and have been with them for six years. I've successfully used the benefits they offer on a few occasions (flat tire once and my car broke down at the grocery store the other time--both times hubby was out of town!).

I already told you that I cut my phone and internet bill by switching to Comcast. I wasn't too happy with my first week of service because they kept having outages (I'm told that's rare). So I called in after the third one in a week and complained (nicely) and they credited my account for my first week of service! It can really pay to let companies know you're unsatisfied.

On that note, when I called to cancel my service with Qwest, they offered to give me six free months of internet if I stayed with them. I chose not to, but they said if I changed my mind at a later date they would offer me some good promotions. We shall see how Comcast does with my service for now, but it's good to know that I can get a good deal if it doesn't work out. See? Playing your company against their competition can save you money, too!

So, all-in-all I'd say I've had a successful time cutting down our spending. I'm not done yet, but I thought I'd let you know my progress and encourage you to do the same. We can make it through this hard economy!

If you're looking for ways to cut down on your grocery bill, you can read my article on Ehow. You can also check out the links I have on this page (toward the bottom) that will take you to coupon and freebie sites.

I wish you all the best of luck on lowering your bottom line. Now go save some money!

Shopping for Money

I can't believe I didn't know about this before now. I mean, I'm always looking for ways to make some money, and I've tried my hand at many things, but it seems there's always something else out there. Well, I'm no longer in ignorance of this particular avenue.

I received an invitation last week to join a company called Shoppers Hotline. I tend to be cautious by nature, so before I even looked further into what the company was offering me, I did a search about it online. They checked out!

So I went to their website and filled out their questionnaire. I thought I was done for when they asked me if my phone was a land line or digital. Well, as of a few weeks ago, it's digital. When I clicked on that option, it asked me if I was sure, because that could possibly exclude me from being eligible to participate. It turns out, since I was willing to use my computer to run their software, I was again included.

What software? What is all this about? Well, I'm going to get paid for doing my shopping. No, I'm not teasing. They sent me a scanner, I installed the software on my computer, and so from now on when I make my shopping trips I will scan my purchases when I get them home. I will answer a few simple questions when they come up, let them know where I shopped, and consequently I will be awarded points that will be redeemed for cash on a debit card. I also signed up for the opportunities they offered for more points by telling them when I do or don't get a prescription and let them see how I use my internet (much like the Nielson Netratings Panel only this pays a bit more). Since I'm not doing anything fishy with my internet, I have no problems with this.

Anyway, I guess that if you have a land line phone then you don't have to install anything on your computer (unless you were going for the extra points), you would plug the scanner into your phone line instead. Easy, easy! And if you decide for whatever reason it's not for you, they include a free shipping return label.

Did I mention that this program is entirely free? I didn't pay a cent. This isn't a get rich quick (or anytime) scheme. This is just a way for you to make some extra money in this bad economy. It's not difficult, it's free and I don't really have to change my habits--only add the scanning step to them. They give you 40 points each week you participate in just the scanning portion.

So, I'm going to give this a shot. I got the scanner today, installed it (easy!) and completed my registration. I then clicked on their "Get More Rewards" tab and Viola! I'm ready to go!

So if any of you are interested, go fill out their questionnaire to see if you qualify (you can find the option to email them about your interest to join). Or for an even faster response, you can call this special number: 1-877-999-2949, ask for operator 10 and tell them member #041119255 referred you (They pay for referrals, so you can tell your family and friends). There's nothing special about my family (well, not to them anyway), and we qualified. Give it a shot and make some extra money from home!

Be More Self-Sufficient

Let's face it, if you don't have something you need, the easiest thing to do is to get it from someone who has it. When it comes to food, most of us get what we need by buying it from the grocery store. There are definitely times when that is unavoidable, and it's one of the biggest expenses here at our house. Okay, so we can't stop going to the store for a lot of our needs, but we can cut a big chunk out of what we spend there by having to buy less. How do we do that? No, we're not planning on booting out any of our kids--haha. But we are planning a garden.

Even if you think space is an issue that would exclude your from this option, keep reading, there is usually a way around this.

In our area, the general rule of thumb is to not plant anything until after Mother's Day--about the middle of May. We use to go and buy all of our tomatoes, squash, watermelon, pumpkin, cucumbers, cantaloupe, peppers and everything else at the garden centers. They were already started for us, and we just took those leafy greens out of their pots and transplanted them in our prepared soil.

We'd tried the seeds before, but the birds got them all, and we never got so much as a baby carrot. Instead of putting our thinking caps on, we gave up on them and would drop about $80 or so on the starters.

This year, we're planning ahead. My hubby got the idea to start our seeds inside. We didn't even come close to spending $80--It was $20 at the most, and with the seeds in each pack, we'll have so many more starters to transplant than our previous seasons that it's laughable.

We've done our homework. We're going to start them next weekend, giving them close to two months before we plant them outside (lessening the risk of freezing). We've saved up our cardboard egg cartons, have potting soil, are getting some florescent light bulbs and setting up shop on a big work table in our garage. For information on lights for your seedlings, you can go here. From what we've read, windowsill light is not always enough.

We've been enriching our soil with grass clippings and manure (fun stuff). And will also be picking up any extra soil or compost we need at the local landfill (saving quite a bit).

Another way to save with coupons, receiving email and postal mail offers, and also get gardening tips is to sign up for Home Depot's Garden Club, or Lowe's Learn2Grow Garden Club. You can even sign up for both and get double the offers and tips. We also have signed up at our local nurseries for offers and email tips. Look in your area to take advantage of those avenues.

We've already planted strawberry, raspberry and boysenberry bushes last year--along with several fruit trees. While the fruit trees won't produce much this year, the fruit bushes should do pretty well.

Not everyone has a lot of space for gardening, and in those cases you can look into container gardening, or even a garden box in your yard. It's a lot of fun, tastes so much better than store bought and gives you sense of accomplishment you can't get by going to the grocer's produce department.

So if you haven't considered doing this before now, you're not too late. If I can do it, anyone can. I didn't grow up doing this, but I wish I had! If you end up growing more than you can possibly use, then you can move on the the next step for self-sufficiency and start canning your harvest!

Happy Growing!

*The links in this post are not advertising, but will take you to more information on the topics that are highlighted.

Free Samples and Advertising

So I found out about a really cool program last night. This program is beneficial for both those just looking for ways to save and make money and get stuff for free, and also for you blog/website owners looking to generate more income. I put all the ads down below here so you wouldn't have to search for them.

First, about the free stuff. You just follow the links to the sponsors and they will give you free samples of their products:








There were so many offers to choose from, I couldn't possibly list them all here. If you have any in particular deals you are looking for, let me know and I'll be happy to check for you.

Now for the money-making opportunities:





Now you site owners are probably all wondering where I got all these, and there were many to choose from. I got them all from Logical Media. I was approved as an affiliate for them and now have access to more offers for my readers and also more revenue for me! They also pay for referrals, if you sign up with them.

So get busy saving and making money!

Let's Talk Video Games

Whoa! I can't believe how expensive these things are when you buy them new! My sister bought my son a $50 video game and within a week it was toast. My daughter, two at the time, thought it looked pretty tasty and tested her new chompers out on it. My son was devastated and I vowed I would tell everyone to only get used games from then on out (we were already doing this ourselves).

The cool thing about the used video game market is that most of the video game stores will give you cash or credit for the old games you're tired of playing. They also offer membership cards which will give you more credit on each item traded in, and also gives you a lower price on the used gaming products you buy in their stores. We've taken full advantage of this and saved mega bucks. Our kids don't care if the games they're getting once belonged to someone else, so long as they're getting one and it works--and all games are guaranteed by the stores.

Our favorite places to go when we have a little cash to burn, or if we want to unload our old games, are Game Crazy and Game Stop. They each offer a one year subscription (with membership) to a gaming magazine (different ones), so your kids--or even you--can see what's new and sometimes even get coupon offers inside them.

One nice thing that Game Crazy does is fix your scratched video games. If the scratches don't go too deep, they have a pretty good success rate. We've saved many a game this way, and we got it done for free with the membership. If you don't have a membership, last I checked it was only a dollar for them to fix each disc for you. They also will do CDs and DVDs, so that's pretty cool.

If you're not into trading for games, or you don't care about memberships, you can also find games for good prices on Video Gamesby clicking that link for Amazon. Ebay is also a great place to either sell your old games or buy some new-to-you games.

Don't forget that you can also save or make money on your video games or equipment by going to the pawn shop, too. If you go this route, don't necessarily take the first offer they give you. It doesn't hurt to ask for a better deal. What's the worst they can tell you? "No"?

Anyway, these are my tips on cheap video game entertainment. Make a buck or save a buck. Do with them what you will.

New vs Used

Okay, now I know as much as the next person that you can't get everything used, like underwear for example. Haha. I don't care how much you boil it, if it's been on your unmentionables, I don't want it anywhere near my unmentionables;) And I personally prefer my shoes new, unless they're given to me by someone I know (and they don't have really stinky feet), and they're still in good shape. The shape is important because, let's face it, they're only comfortable after we've worn our foot print into them, and unless someone has your same footprint, it's just not likely to work right the second time around. Also, I've got a phobia against foot fungus.

But actually, there are a lot of things I don't mind getting used. I love hand-me-downs for my kids, so long as they're in decent shape (so they don't become targets for the lucky kids who have never even had to think of hand-me-downs). It's pretty cool when my friends have been able to pass things on to me, too and vice versa.

I also like getting good deals on other used things, and I've listed a few places to get great used things for a fraction of what you'd pay new.

You can find just about everything you want, that someone else no longer needs at thrift stores. I've actually found clothing in there with the tags still on--no kidding. But they also carry furniture, electronics, books, games, movies.....you name it. Sometimes you just get lucky and hit the motherload.

A friend of mine got a baby exersaucer in nearly new condition (because really, how long do they actually use it?) along with some other baby goodies for free just because she happened by when someone was waiting in line to drop off some things at a thrift store, and she asked if she could have it. I'm probably not that brave...but I'm sure it would have still been a great deal once it made its way inside the store.

Yard sales and swap meets are other good places to get things, and more often than not, the price is negotiable. I've actually made money doing both of these things, and I have to tell you that I never refused an offer that I felt was good enough, simply because I didn't want to pack those things back up again. I wanted them gone.

If you don't want to go outside looking for your deals, you can find plenty of them online. We got a killer deal on a bunkbed set that had the attached dresser and desk with it. We'd priced the same set new for about $800 and then bought one in great shape from KSL Classifieds for $300. Check out the classifieds for your area, you'll be surprised what people are willing to settle for.

You can also find Used Items on Amazon and Ebay. With Ebay, you can either bid for your deal, or you can find one for a set price. On Amazon, the price you see is the price you get, but you have several vendors competing so the pricing is competitive.

So I'll leave you on this note. New is not always better (unless it involves the unmentionables or old stinky feet). Happy hunting!

List Items You Want to Sell for Free--(Discovered by Accident)

Did you know you can list stuff you want to sell for free? So you get to keep more of the money you make off of an item because you're not paying for an advertisement. I actually got an unplanned lesson in this, though I ended up being grateful for it later. I have to tell you how this all happened:

We have a purebred Black Lab. Her name is Shonie and she's nearing six years old now. When we bought her, we couldn't afford to pay full price for her, so the guy we bought her from made a deal with us. He really liked her bloodlines, so he asked that we let him breed her one time, and he would cut the price in half.

Since he was willing to work with us and seemed like a responsible breeder (he didn't even want to consider breeding her until she was at least two), we went for it. There was no way we could walk away from her after seeing her, so we were hooked. She's beautiful! So, long story short, we never got her spayed. She was pretty good about sticking around, and she's also an alpha female, so even when we did the agreed upon breeding, she had to be held in place since she thought she was supposed to...um...be the one on top--sorry for the visual folks. Haha!

Now, let's fastforward a few years. Since Shonie hadn't been very cooperative with the male, and we kept a pretty close watch on her when she was in heat, we hadn't rushed to get her spayed, mainly for financial reasons.

I admit though, I watched Oprah, and saw that show she did on dogs. So I was thinking maybe I should stop populating the earth with more puppies when there are so many dogs out there needing to be adopted. I had the plan that as soon as we had some extra cash (which wasn't looking like it would be soon with the bad economy starting), I would take her in and get her spayed.

God had other plans. Shonie went into heat again. I wasn't sure at first, but thought I noticed the signs. I let her out one afternoon, and then opened the windows so I could hear her. I sat by the window and started to nurse my baby. A few minutes later, I heard yelping and jumped up quickly, with my poor baby trying to figure out why her meal was interrupted.

I started yelling like a maniac when I saw she was....um....connected.....to another dog. "Why?!" I screamed. Why was this happening? What was I going to do now? I put down the baby, told my preschooler to stay there with her little sister for a moment, and ran outside. I was going to get that dog. I noticed he was wearing a collar and planned on giving his owner a call.

Turns out, the dog traveled three miles to get to our house, went around to our back yard and laid in wait for our dog to come out to greet him. I don't know how I missed him when I let her out. The good news was (yes, there was good news) he was a purebred Chocolate Lab with decent bloodlines.

We were able to sell every puppy without paying a cent in advertising. I did a search on free online classifieds. The popular one in my area that sold better for me is KSL Classifieds, but I also got calls from listings I made on: Go County, Kaango, Kijiji, Superads and Domestic Sale.

You can use these links I've given you, or you can do a search for free online classifieds in your area by typing in "free online classifieds" and your state. We sold all our pups in less than two weeks from the time we listed. We also made some much needed cash at a time when we definitely needed it. See? Even if we don't always understand God's plans for us, He knows what He's doing:)

So, the point of this post is: if you're looking to make some money from selling something you have at home, don't pay for that ad, list it for free!

Stay strong and have faith!

*I do have to add one caution and that's to watch out for scammers. There are some people who lurk in these sites and will tell you they're from out of state, working in some profession or other that will make you think they're honorable, and they'll offer you a deal that's too good to be true--because it is. They'll offer to give you more than your asking price, ask that you keep some for your trouble and ask you to send the rest back to them. It's a scam and you won't be making anything. In fact, you'll be losing whatever you send them, plus whatever the fees are for the bad check. So be leery of email-only inquiries, or Relay calls.

Free Magazines for Parents of Babies and Toddlers

This little tidbit is especially for expectant parents, or parents of babies and toddlers. I know that when I learned I was going to be a parent for the first time (and also every time after that), I wanted to gobble up all the information there was out there. The easiest and most available source seemed to be parenting magazines. But since we also had much to buy in preparation of our little bundle of joy, we couldn't spend a lot subscribing to all those baby magazines out there (though I probably would've if I could). It was very refreshing to learn I could catch up on the latest parenting and baby news without emptying my pockets.

Luckily, it's pretty easy to get all that information, and it doesn't cost a thing. You can get American Baby magazine (http://www.americanbaby.com/) and Baby Talk (http://www.babytalk.com/) for free. All you have to do is go to their websites, find the link to subscribe, enter your information, and they'll give you your free subscriptions. You can also do this for a friend.

You can also read a lot of other magazines' content online for free. My favories were http://www.parents.com/ and http://www.parenting.com/ (who also puts out Baby Talk). The free magazines have great websites too. There's even some tools on there to help you keep track of things.

In this same line, if you're familiar with the What to Expect...books, you'll know they have a lot of valuable information in each of their books. As it turns out, they also have a wealth of information online too (http://www.whattoexpect.com/). They also have some great forums (as do the other sites I've mentioned here.

So if you're feeling overwhelmed with the idea of spending a lot of money to help you become a better parent--don't. You can spend the money you have on more important things, without losing out on the parenting tips.

Lower Your Monthly Bills without Losing a Thing!

I've decided that today I'm going to share a few tips on how I lowered our monthly bills with very little time and effort. The best part of this is that it doesn't hurt your credit, you get more for your money, and just about anyone can do it.

When my husband's hours got cut at work, one of the first things I did was sit down at my computer to go over my budget. Yes, I have a budget, and I've found it very useful in keeping our finances in line over the years.

What could I cut? We were already eating all our meals at home. I was packing breakfast and lunch for my husband, and making good, but inexpensive dinners. Our entertainment fund was already severely cut and I was maximizing my grocery savings (see how I did this at http://www.ehow.com/how_4800520_save-money-groceries.html). What else was there?

Medical bills are one of the easiest creditors to negotiate a lower rate with. In my case, I called and asked that my $50 a month payments be dropped to $25. I explained our situation and they were more than happy to work with me. They also charge me no interest as long as I make my payment every month.

I called our satellite company. We've been with Dish Network for almost eight years now. We found them to be cheaper with more channels than our local cable company and we've had very few problems with reception. Before I called them, I looked at what they were offering new customers. I also compared them to the competition (Here it is DirectTV--who also happens to bundle with my phone company, so I knew I could get a discounted rate with them).

I knew what I wanted and called them to see if they would give it to me. Once I let them know that I was a longstanding customer, was aware of their promotions and that I was tempted by their competition, they were more than happy to work with me. They gave me a $10 credit per month on my bill for five months, free Dish Home Protection Plan on my equipment for nine months. Free Premium HD Programming for three months, Free HBO, Showtime and Starz for three months, and 12 months of Cinemax for a penny.

I called my phone company (Qwest, who also provides my DSL) to see if they would do the same type of thing. They were less willing to work with me even though I've been a good customer for nearly four years. So I called their competition (Comcast). I asked what their current promotions were for phone and internet.

I found that I could get faster internet than what I currently have (test your internet speed here: http://www.speedtest.net/index.php), unlimited long distance (which I have now), and more phone features for nearly $40 less than I'm currently paying. There is a small catch to this in that my rate would go up after six months, but I can downgrade for free with no problems.

Also, even once I downgrade I would be getting the same speed of internet that I currently have and still have the bonus phone features for $35 less a month than what I pay now. I also get to keep my current phone number, so I can't lose! When I asked them if they were still offering deals on installation charges (which regularly run $100 for the two services together), they asked what special I was looking for. I turned the question back on them and asked what was the best one they could offer me. I got it for $25 total!

So you can definitely get what you want for less if you know how to do it, and I've just told you how. Just be informed, know what's available, let them know that you have less income, but want to keep your services with them, but will go to their competition if necessary.

If you have any more ideas on how to save money, I'd be glad to hear them!