Thursday, July 11, 2013

A Little Late, but: Welcome our Newest Addition!

Baby Nathaniel, born May 11, 2013
One day I'm blogging about the fun pregnancy complications I had going on (BTW, the heart palpitations and extreme exhaustion were caused by anemia--Yuck!), and then nothing for months! Shame on me! I do have an excuse though--of course, don't we all! I was busy feeling sorry for myself over the following months because I was on bedrest with contractions 24/7 and just wasn't feeling at all inspired or helpful. :( I'd say maybe I'll do better next time, but this was our last time. Haha!

We love our new little baby boy though and are so thankful that he arrived healthy and strong at 36 weeks and 6 days. We had some prodromal labor--no fun, I'm telling you! So it made it hard to tell when I was really supposed to go in. I nearly didn't go in the evening of May 10th, but my hubby thought it was necessary and nudged me out the door. Turns out, that was a good thing! Not too long after midnight, we were blessed with our second son. He was seven pounds, even.

We didn't even know we were missing him until he got here. He's being loved and covered in kisses by his big sisters and even his big brother (who is nearly 16 years older) can be found holding him and talking to him. He's just melted all of our hearts.  We're all so happy to have him. And it goes without saying that I'll be juggling even more!



Wednesday, January 2, 2013

Life's Little Surprises

I know it's been a few months. I'd planned on being better about blogging, but something unexpected happened in September that threw us all off balance for a bit--and it will continue to do so for the foreseeable future! Hahaha!

What is this unplanned occurrence that has gotten in the way of my blogging patterns and then some? Well, we found out that we're expecting another baby! This was a surprise, for sure, as we had thought our family was feeling pretty complete with the arrival of our youngest two and a half years ago. But it seems we were wrong, and I'm sure this baby will be just as loved.

Unfortunately, it's hard to feel the drive to write when I suffer from morning-noon-and-night-sickness. So I spent the first few months with my head hovering over the toilet and then added another uncomfortable symptom about a month ago. My heart's been having a few issues. Nothing all that scary, as of now. I'm not having a heart-attack or anything, but it does race anytime I get up to move across the room. Sometimes talking a lot can put me out of breath too. But I'm not having any pain. It's just uncomfortable. I get a lot of headaches, a bit light-headed and exhausted--sounds like fun, right?

You can imagine how hard it is for me to try to keep up with my five kids (six if you count the hubby--but don't tell him I said that!), and let's not talk about the house! In fact, the truth is, I haven't been able to keep up. The best I've been able to do is VERY basic picking up, supervising little ones from a sitting position and cooking and preparing meals from a stool in the kitchen. I've felt pretty useless and it's taken a toll on my self-confidence at times.

I do have to say though, that my family, friends and neighbors have been wonderful. My husband has stepped in where he can after work (especially in helping me keep up on laundry) and my children have worked to be more helpful around the house and taken on more than their usual chores. And when some of our friends and neighbors heard about our troubles, they've come in with food, gifts and other helps for our family that have so humbled me, I can hardly think about it without crying.

We aren't too worried about my symptoms right now, since my doctor thinks it's stemming from anemia (apparently not all that uncommon in pregnancy). I've just started taking extra doses of Iron for the next little while and hopefully will be feeling more normal in the next few weeks. If not, we'll cross that bridge when we come to it.

So while life isn't easy at the moment (who'd have thought it, with all the sitting I've had to do lately?) I'm still very aware of the blessings in our lives. I'm thankful for all the Lord has blessed us with and feel so much love for the people He's brought to our lives.

Thursday, September 13, 2012

Getting on-board with E-books

 
I believe I've mentioned before that I'm a book lover. This is not just a mild interest, passing fancy, temporary fling.... I LOVE books. I've been a member of more book clubs than I can count over the years. Trips to the Library mean I come out juggling a tower of books if I didn't bring a bag. I've been this way for years. Hence the article on Hubpages I did last year on how to lower book costs.....

I'm the girl who, upon getting a new book in the mail, I get all giddy, open it up and then flip through the pages while holding the book up to my face so I can breathe in the scent with my eyes closed and get a goofy grin on my face. Are you getting the picture here? Haha! Yes, I know I sound like a nerd, and that's okay! ;)

Anyway, I will admit now that I was less than thrilled with the entrance of e-readers and e-books on the scene. How could anyone not want to hold an actual book in their hands? What about filling another space on that bookshelf (I keep running out of space and have to get more shelves, which I don't mind in the least!). And how about reading with a child? How on earth could that be any fun with an electronic device in your hands, rather than a big book with colorful pictures to flip through while cuddling with your little ones? In no way was I even tempted!

Over the years, without realizing it, apparently I have started to change my opinion a bit. Maybe it's because I'm a complete Amazon junkie (no, I'm not kidding, I love that site--which is why I became an affiliate shortly after starting this blog) or maybe the fact that they have some of the most popular e-readers on the market (i.e. the Kindle series) and all the buzz eventually caught my attention. At first, I thought nothing of it (at least nothing good). But then they started offering free e-books (and I'm all over free!) and the free Kindle App to go along with it so you can read from your computer, iphone, tablet, etc. Now I'm hooked!

One of the features I most love, that works on my tablet, is that I can even look up unfamiliar words in a book I'm reading by just pressing on it without having to go get my dictionary! And then some of these e-readers have gone even further and become tablets. You can surf the internet, play games, watch movies (and more!) on some of the Kindles. They've even brought out new models this month like the Kindle Fire HD 8.9" 4G LTE Wireless, Dolby Audio, Dual-Band Wi-Fi, 32 GB.

I should note that Barnes and Noble also offers free e-books on their website here. They also have an the Nook e-reader series, but I don't know as much about that. I've got the free nook app on my tablet also and have taken advantage of the free downloads they offer too.

Does this mean that I'm done with hard-copy, print books? No. I still love the feel of a book in my hands. But I do have admit that I can still get on-board with the e-book train now. Why choose, when I can enjoy both? Who'd have thought it? ;)
 

Reputable Insurance Agent

I mentioned in my last post that we were going through an agent in making all these changes with our health and dental insurance. I've been talking to Alex Bessinger from Utah Insurance Group and he's been more than helpful in helping us along in this process. I've called him more times than I can count about questions, concerns, thoughts, etc and he's been extremely patient and informative.

I thought I'd share his company's website so that any others who are looking for help with their health, dental and life insurance needs would be able to have the best agent available to them too. :) We're actually changing our Whole Life Insurance policies we've had for the last 15 years over to Term Life Insurance. We'll get over three times the coverage for half the cost of what we're paying through work. Granted, it's term and won't accrue any cash value, but from all of the research I've done and the people I've called to talk to about it, Whole Life Insurance just doesn't make much sense when it comes to people like my husband and me.

So if you're in the insurance market, go ahead and check out Utah Insurance Group. I know it was definitely worthwhile for us!
Utah Insurance Group
Available when you are: 7AM-9PM Mon-Fri
Phone: 801.336.4295 Fax: 801.951.4974 
Mailing Address: 1241 S 4350 W Syracuse, UT 84075

Monday, September 10, 2012

Health Insurance--A Necessary Evil?

Well, I believe I mentioned last week about how much our health insurance went up. This, of course happened at the same time as several other trials (can stuff just stop breaking? Nah! That'd mean you wouldn't need to buy new stuff and companies can't have that hurting their bottom lines!).

Anyway, I'll admit we seriously considered just going without health insurance period. I know some people are paying more than we are, but our share (with my hubby's employer paying half) is a little over $606 a month. The prescription benefits are crappy, our individual deductible is $1,000, the family deductible is $3,000 and honestly we just try not to use it unless it's for preventative because co-pays have gone up to $30 for a regular doctor and $50 for specialists. Our daughter's dislocated elbow that took 3 seconds to fix in the ER cost us $250. Yeah....not pretty.

We did try to qualify for UPP, but they've made it so difficult. Even though we met all the main criteria, we didn't qualify simply because we've already had the employer's insurance, so even if it was a new enrollment period and they had moved to a new plan (at a much higher rate) they said we'd have to not be on the employer's insurance before new enrollment starts and apply again during the next enrollment, period. Of all the stupid stipulations I've heard! Seriously?

But when it came down to it, we just couldn't make the jump to no insurance. Still, we can't afford to keep our current insurance. So we did some research down different avenues and ultimately decided to go out on our own with a high deductible plan with a Health Savings Account. We found a good agent who's helped us figure out the pros and cons of each plan and guided us in the right direction.

Our kids will be going on CHIP (something we'd never have even considered before the economy tanked). It'll take 90 days before they can go on it after our insurance is cancelled, which does make us a little nervous. We prefer the IHC facilities though and they have a financial assistance program for those who need it, so if an emergency occurs, we'll have to take advantage of that.

I haven't heard good things about State dental insurance, so we'll be getting our own plan for that too, for the whole family. Overall, this route is going to save us almost $400/month. That's nothing to sneeze at, for sure. We'll be able to find a use for that money easily!

I'll be honest that it's a little embarrassing to share some of these hardships with everyone here. There's always the chance that we'll be judged and found lacking. Oh well. I can't let my pride stop me from helping others out there who might need this information for their own families. We never asked for these things to happen. Five years ago we were living well and doing fine financially. Things changed--for a lot of people. We just have to make the best of it and survive how we can, I guess.

I am thankful though that my husband has been able to keep his job, even if his hours have significantly decreased. I know that there are those who have flat-out lost their jobs and their homes. We've managed, through the grace of God, to retain both. It's a miracle that with Bank of America's track record at the time of only 3% of people applying for the the government loan modifications receiving them, that we got a successful modification (not that I didn't fight tooth and nail for it~ Hah!).

So this will be a new experience for us. We prayed a lot before deciding on this course and I feel like we're making the right decision. Time will tell where it will go.

Saturday, September 1, 2012

Tip of the day: Husking made easier!

We've gotten a great crop of sweet corn this year, and I've been husking it with the kids like crazy in the last few weeks--either for dinner, or to preserve it in the freezer. The one thing that makes me crazy about corn is all that hair! It's a pain to get off the ears and then it gets everywhere else when you're done. You'd think it shouldn't be that hard to clean up, but it's just sticky enough to prove you wrong.

Norwex has come through again and made my life easier. I learned that the polishing side of the Veggie and Fruit Scrub Cloth is excellent for getting off those little hairs on the corn. Then, by chance I figured out that the Rubber Brush sweeps it all into a neat pile for easy clean-up. I decided to try the rubber brush trick after finding out how effective it was at removing the pet hair from the floor of our minivan.

So while I wouldn't go so far as to say that husking corn is now the highlight of my day, I would say it's not the chore it was before.


There's always something to be thankful for.....right?

I have this plaque in my kitchen that I bought to remind myself that despite the trials in my life, I always have something for which I can be thankful. We've had a lot of trials in the last month that have had me repeating that mantra over and over again. Some days I sound more convincing than others.

I know everyone has their own difficulties going on in their lives, and that I'm certainly not being picked on (even though I might claim I feel that way on those truly awful days. Haha!) I decided I needed to call myself to task about this when I found myself talking to a very good friend about why I've been so anti-social lately. I told her I didn't want to make anyone else feel miserable by being around me during this very trying time. I'd rather just stay home, be with my family and stick my nose in a book that I know ends with a happily ever after! She had some encouraging things to say, but I was being bull-headed and didn't listen the way I should've. Thinking back over it though, I realized I need to pay more attention to those blessings in my life.

So despite the fact that our tank went out on our filtration system, and the sprayer is leaking on our drip line in the garden (again) and the recirculating pump broke on our water lines,  my CPU went out on my laptop, our Health insurance went up nearly $100 a month (while the coverage went down) and our AC went out during the peak temperatures of summer--I need to remind myself how fortunate we are.

For one, I'm married to a plumber, so we only have to pay for parts on those plumbing issues. Two, we have wonderful friends who have helped us with our AC issues multiple times and only charged us for parts and donated their time. That's no small thing. Three, I have a home to live in. Four, I have a beautiful family. Having come from a....dysfunctional background, I know this is among the best of my blessings. Without my family I would be lost. And then, I have a Heavenly Father who loves me. Yes, I know He loves me. It might be something I struggle to remember when I'm in the middle of a rather nasty trial, but ultimately, I know it's true.

There are many other blessings I haven't mentioned here, but I know they exist. I just need to put them at the forefront of my mind and not let myself be trampled down during these trials that I know are meant to strengthen me. And maybe, some day, I'll be strong enough that I won't need any more trials! Yeah, yeah, I won't hold my breath! ;)

Saturday, August 25, 2012

So how's the Norwex? And how about that writing?

I know it's been a long time since I talked about what I've been doing with Norwex. I started selling in February of this year, and yes I'm still doing it. I've hesitated talking much about it, since I really wanted this site to remain personal, and not too sales-pitchy. That's just me :)

Anyway, I started out strong and had a great couple of months of lining up parties, making sales and have had some decent commissions come in. I also had some dud parties that cost me more than I made, but thankfully those were few and far between. I learned some lessons fast the hard way and I came to the conclusion that I'm a terrible sales person! Haha. 

I still LOVE Norwex, and I believe in it 100%. I use it everywhere in my home and find it superior to anything else I've tried that's similar. That said, I just am not motivated enough to talk people into throwing parties for me. I can do it. I have done it. I just psych myself out that my friends, family and their friends and family are going to start screening their calls and avoiding me! Haha. Why do I fear that? Because I over-analyze EVERYTHING. And yes, I do mean everything.

Anyway, when I've put myself out there, I've done pretty well. I find that the more motivated I am, the better I explain things and the better my hostesses do. There is the occasional exception to this, but for the most part that's held true. I think I'll continue to do it, but to what degree, I'm not sure. I could see myself being successful with it and doing quite well financially, but that does have some drawbacks for me. The first drawback is that I'm definitely out of my comfort zone! Another is that I am less available to the kids and they hate that. It doesn't kill them though, much as they think so. And then there is that fact that I'm worried about the other dream I have going unfulfilled. Not that I've done much with that anyway. Okay, I'll admit it now, I'm a coward and have done little to nothing with that dream.

I'm filled constantly with all of these story ideas. They even keep me awake at times as I plot them out in my head. I should be running downstairs when that happens and start pounding away at the keys here. But I don't. Usually I'll just go take a Benedryl to knock myself out so I can sleep (hah!). It took me a while to admit why. I've said in the past that it's because don't have enough free time and I get cranky when I'm interrupted while writing (and that's certainly true), but I could still do it and just try harder to be patient to overcome those things. I've come to accept, as I've made myself think about it, that what the real issue here is that I'm afraid to fail. What if I'm not as good as I think I am? Or rather, as good as others have told me I am (and I so want to believe them)? 

If I take the time to write those stories, and flesh them out into novels and nothing happens, then I feel like I've taken that time away from my family for nothing. I hate that idea. And I so don't want to let anyone down either. But then I keep telling myself that I'm letting them down by not following through with my dream. If you don't try, you already failed, right?

So now comes the question of which road to focus on, and how much time should be dedicated to each pursuit? Is it possible to balance family, writing and sales? Or does one of those things have to go? Obviously the family part is non-negotiable and I wouldn't want to lose that part of my life anyway (it's the best part!). For me, this isn't an easy decision. Any thoughts, ideas or motivating phrases for me? I can certainly use all I can get right now!

Summer, Where Did You Go?

I can't believe how fast this summer has gone by! My kids start back in school in just over a week and I'm sure I'm among the minority when I say, "I'm NOT ready!"

It doesn't really feel like we even had a break with all the different activities we had going on. I can't even remember June, it's such a blur. We camped a lot in July, took the kids to the water park to use our Pass of All Passes when we got the chance, went to several parades since my son is in marching band, and so on. And now, here we are, nearly fall and I'm thinking I must be getting old because time is just flying by way too fast!

I remember when I was a kid and everything took FOREVER, especially when my mom would say, "just a minute." Haha! Back then I thought Christmas took ages to come back around again, that it was taking way too long for me to become a grown up (still not sure I'm there mentally) and that day at school felt like it lasted a lifetime. 

And now, there's never enough time in the day! Christmas decorations are already out at Sam's Club (I noticed this yesterday. Really?!) and my babies aren't babies anymore! How did that happen? My oldest is turning fifteen in a month! My oldest girl is starting junior high, and that baby I brought home from the hospital is 2 and into everything! Yikes! Did I just age myself more? ;)

Anyway, the summer is coming to a close and I'm wishing we had more time to relax before jumping back to the daily grind of homework, games, parades, competitions, practices, etc. I think we tend to fill our days up with so much stuff, that it's nice to be able to wake up and say, "Hmmmm, I don't have to go anywhere today!" 

Most of my friends on facebook are counting down the days til their kids are back in school and it makes me wonder if I'm just not as good at juggling all this stuff as they are. What about you? How do you feel about the impending school year? Got any tips on how to make it less stressful?

Saturday, May 5, 2012

What is Success? My Definition Keeps Changing....

What would you define as success? Is it following your dreams? Sticking to your plan? Accepting the changes life brings you whole-heartedly and changing your life map to make the most of what you have? I've found my definition has changed over the years.

Life is certainly a road that isn't without its bumps, forks in the road and sudden turns you didn't see coming. It certainly complicates things when you're not sure where your focus should lie. Much of the last 15 years my attention has been split between raising my family (whom I'm so blessed to have!) and writing. Most of the time (let's say 99%), family wins. It wasn't always that way, but it was a choice I made several years ago when I decided what was most important to me right now. I always tell myself that writing can come later. I'm just not a fun person when I get interrupted while deeply engrossed in creating my characters. Let's just leave it at that. Hah!

So I tell myself that when my youngest is in school, I'll have all the time I need to finish that book I started too long ago. Most days I'm okay with that. But I try to make up for it by coming here, or to HubPages, and doing articles. It's not as engrossing, and I can be interrupted without turning into a troll (that may be a little extreme, but you get the picture).

To scratch the itch I have of getting lost in a world of fiction, I lose myself in others' creations when I can (whether that be a TV show, movie or book). It's funny that I prefer to write real life things, but my reading preference is Fantasy. Maybe it's because I write what I know (and to exorcise a few demons from the past), so I prefer to be entertained by something less real....Anyway.....

Then there are days like today. I have this book (don't most of us wannabe writers?) I've been working on it for years. Okay, I'll be honest, the last few years I haven't touched it--only thought about it in frustration now and then. I have most of it plotted out in my mind. I know how I want most of it to go, but it just wasn't working for me. I couldn't figure it out. The idea came to me in a dream, but the resolution just wouldn't come that easily. I would sit in front of the computer and go back over it and over it. Some things were obvious and were cut the more experience I got (gotta love writing groups!). But the main character just didn't feel right to me. Then the demands of life and family became stronger and I just set it aside, not wanting to give up, but realizing I just couldn't do it right now.

This morning, after a late night up, I woke up bright and early this morning. I was trying to figure out why I wasn't still lost in the land of dreams when I realized I was thinking about my book. I started thinking of the main character and why she wasn't working and it came to me. Just like that. Sudden inspriration flooded my mind and I wanted to rush downstairs and start making changes that would help me run with this story. Then it hit me, my daughter has piano this morning, my other daughter has soccer right after lunch, my husband and son are out camping--and that leaves me in charge of the running.......You can see my dilema.

I'll just have to take some notes, I suppose. The day will come when I'll miss these days with my children. I know that. There are times I feel it already as the older ones become more independent, and I see them preparing to become the adults they'll soon be.

Until then, I'll try not to feel like I'm failing to use my talent; my gift. There are days when I get to dust it off and help the kids with a fiction project for English. I just have to remember during those times that it's their story, not mine!  ;)

I guess my point is, I've had to change my definition for success. I haven't yet accomplished all I set out to do. But then I hadn't ever dared to hope I'd have all that I have now. I'm still young...ish--it's never too late to do those things I initially set out to do. But until then, I can't discount all I've done up to now. My life is full and so is my heart.